Here are five things you should not do when talking to an insurance adjuster:
Apologize. Apologizing is a very Hoosier thing to do after an accident. Saying sorry is usually the kind and polite thing, but saying “I’m sorry” can be construed as an admission of guilt. If you didn’t cause the accident, do not apologize.
Lie about the accident. If the insurance adjuster finds out that you lied about the circumstances of your car accident, they will have an easy time casting doubt on your entire version of events. When you speak to the insurance company, stick to the facts and do not embellish or fill in details that you aren’t completely sure of.
Exaggerate your injuries. Your car accident settlement should cover your medical bills. There’s no use lying about your injuries to get a higher statement: when the insurance company receives your medical bills, they will know you are lying. It is fine to just say that you are seeking medical treatment, and leave it at that.
Give an official statement. The insurance adjuster will ask for your official statement. Do not give an official statement without legal representation present. Insurance companies know how to twist your words to justify a lower settlement offer. Your attorney, on the other hand, will know how to word your statement to avoid incrimination.
Not consult an attorney. It is completely possible to file a claim and reach a settlement on your own. But if you are in a multi-vehicle crash, or a collision with a semi-truck or commercial vehicle, it may be harder to get the appropriate insurance information to start your claim. An Evansville personal injury lawyer can find out who the liable parties are and make the process less stressful than if you had gone it alone.
What Damages Can You Recover After an Evansville Accident?
Evansville car accident attorneys at Hensley Legal Group can help you recover damages after a car accident that wasn’t your fault. There are two types of damages you can recover: economic and non-economic.
Economic damages have a numerical value assigned to them, like:
- Medical bills
- Lost wages
- Loss of future earning potential
- Property damage
Non-economic damages do not have an obvious price tag. They include pain and suffering, loss of companionship, and mental distress.
Schedule Your Free Consultation With an Evansville Injury Lawyer Today
If you were injured in a car accident in Evansville, contact the personal injury attorneys at Hensley Legal Group today. An auto accident attorney can help file a claim, communicate with insurance, explain what compensation you could be eligible for, so you can focus on healing after the accident.
At Hensley Legal Group, we treat our clients like we would like our family to be treated. No one should have to muddle through the legal process on their own, especially if they are recovering from a serious injury. As our client, you will receive honest and assertive representation.
Our law firm has successfully represented car accident victims in Evansville and throughout the state of Indiana. Your consultation with us is always free. Fill out the online form or call our Evansville office at (812) 437-2000 to schedule a consultation.