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Injured in a Muncie Car Accident? Here’s What You Need to Know

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The aftermath of a serious Muncie car accident can leave victims with life-altering injuries and overwhelming financial concerns. When your life has been turned upside down after a crash, a dedicated Indiana car accident attorney from Hensley Legal Group can help.

personal-injuryOur car accident attorneys have the experience and knowledge to help Muncie car accident victims and their loved ones seek much-needed compensation. When you need to file a personal injury claim, it helps to work with someone you can trust.

Hensley Legal Group understands that injuries can take a devastating toll on your health and finances and that the insurance industry will do everything possible to minimize or deny your claim. Our Indiana car accident attorneys will stand up to the insurance adjusters and gently guide you through the often frustrating and complicated personal injury claims process.

When you have an Indiana car accident attorney on your side, you can rest assured that your lawyer will settle for nothing less than what you deserve. We have vast experience handling Muncie car accident claims.

How do you know if you need an attorney to get the compensation you deserve? Here are a few reasons why you might hire an Indiana car accident attorney after your Muncie car accident.

1. You’ve Been Injured

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You can typically handle the property damage side of your claim by yourself. Your car is worth what it’s worth, and your insurance company will either pay to repair or replace it. However, if you’ve been injured, an Indiana car accident attorney can help you with your personal injury claim.

define-damagesThe problem with a personal injury is that it’s difficult to determine how much it’s worth. There are economic damages that are easy to tally: hospital bills, physical therapy costs, lost wages from missing work. However, there are also noneconomic damages that are harder to calculate: your pain and suffering, for example, or your loss of joy because your injury prevents you from doing a beloved hobby.

You should be compensated for all of your damages after a Muncie car accident. An Indiana car accident attorney can determine what a fair settlement offer would look like and negotiate with the insurance company on your behalf to get the compensation you deserve.

2. It’s Unclear Who Is At Fault

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at-fault-definedIndiana is a fault state. That means the law takes into account who is at fault when determining what percentage of damages you should be financially responsible for. As long as you’re less than 51 percent at fault for the accident, you can recover a portion (if not all) of your damages from the other driver’s insurance company.

For example, let’s say you’re 20 percent at fault for your accident and you have $100,000 in damages. That means that you could seek $80,000 in compensation from the at-fault driver’s insurance company. You would have to go through your own insurance company to recover the remaining $20,000, because that’s the 20 percent you’re responsible for.

However, fault is not always so clear-cut. The other driver’s insurance company may try to say that you’re at fault for the accident, not their client.

If you run into problems with fault, an Indiana car accident attorney can help. A lawyer can investigate the details of your Muncie car accident and determine if you may be responsible for any percentage of fault.

3. Time Is Running Out

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Time is everything after a Muncie car accident. If you’ve been injured in a Muncie car accident, you should seek medical treatment immediately.

However, you may not be aware that you’re injured, or you may think your injuries are minor and will go away on their own. If you discover serious injuries weeks or even months after the accident, it’s important to seek medical treatment as soon as you’re aware of your condition. However, if there’s a gap between your accident and the discovery of your injuries, the insurance company may try to say your injuries aren’t related to your Muncie car accident at all. An Indiana car accident lawyer can gather the evidence to show that your injuries came from your car accident and not something else in the weeks following your accident.

settlement-definedIt’s also important to get your claim started as soon as possible. Indiana has a statute of limitations on personal injury claims. You must either settle your claim or file a lawsuit within two years of the accident. In some cases, this may be extended to within two years of the discovery of your injuries.

Don’t wait. An Indiana car accident attorney can make sure your case doesn’t expire. Insurance companies may drag their feet if they know your statute of limitations is coming up and may stop returning your phone calls. An Indiana car accident lawyer can make sure the insurance company doesn’t ignore you and can either agree to a settlement or file a lawsuit before your statute of limitations runs out.

Giving Your Personal Injury Claim the Attention It Deserves

After a Muncie car accident, it may be hard to give your personal injury claim the attention it deserves if you go it alone. Between medical appointments, vehicle repairs, and missed time from work while bills pile up, dealing with complicated legal issues is probably the last thing on your mind. This is why having a lawyer on your side throughout the entire process can make such a huge difference in the outcome of your personal injury claim.

An Indiana car accident attorney from Hensley Legal Group will carefully go over your case and help you take the necessary steps toward pursuing compensation. When you’ve been injured because of another’s actions behind the wheel, don’t hesitate to contact one of our Indiana car accident attorneys today. Hensley Legal Group will help you fight for what you deserve.

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