Hensley Legal Group is Here to Help
Hensley Legal Group is here to help if you’ve been injured in a car accident. But often, the first question we hear from clients is, “Can you help me with my car?”
My name is John Hensley, and I am an attorney and founder of Hensley Legal Group, PC. We’ve put together this free guide, A Quick Guide to Property Damage, to help you get back on the road after an accident. Fill out the form to download your free copy full of information to help you settle your property damage claim without the help of an attorney.
Keep in mind, though, that your property damage claim and your personal injury claim are two separate claims. With our guide, you’ll soon learn that if an insurance company is trying to offer you a single settlement for both claims soon after your accident, that’s a good sign to hit pause and seek advice from an experienced car accident attorney.
You deserve compensation for your injuries and property damage after a car accident. Our free guide will help you navigate the property damage side of things so you can get back on the road as soon as possible.
If you’ve been injured in a car accident, you’ll likely have two potential claims: a property damage claim and a personal injury claim. But what’s the difference between the two? Why are they separate?
First, let’s define the terms. Property damage refers to the damage to your car and any possessions in your car, including things like groceries, sunglasses, and even iPhones. Personal injury refers to the physical, mental, and emotional injury or injuries you have as a result of the car accident.
Why are the two claims handled separately? It has to do with how difficult it is to agree upon a value for each claim.
For property damage, you can typically handle the claim on your own directly with the insurance company. Your car has a specific value right before the car accident that is difficult to argue with, so you don’t usually need an attorney to help with your property damage claim.
Personal injury claims, however, are difficult to quantify. Car accident injuries can be so varied from person to person that, unlike your car, your injuries don’t immediately have an agreed-upon value, and the insurance company may try to settle for less than what your injuries warrant. They may try to get out of paying for things like your lost wages, future medical expenses associated with the injury, or the physical or cognitive therapy you may need in order to recover fully.
If you’ve been inured in a car accident, it’s important to speak with an attorney to make sure you get the compensation you deserve.
Another reason to keep personal injury and property damage claims separate is because they typically operate on different timelines.
With property damage, timeliness is often important. It’s hard to get back to your normal life without a car. Something as normal as grocery shopping can become a nightmare without a working vehicle. Since property damage claims don’t typically involve much (if any) negotiation, it’s easier to speed the process along and settle your claim in just a couple weeks.
On the other hand, personal injury claims can last for months, even years. If you do decide to settle your property damage claim, do NOT settle your personal injury claim at the same time. For personal injury claims, it’s much more important to take the time to seek medical treatment and evaluate the total value of your injuries rather than rushing the process to get a check that may not cover all of your costs.
Insurance companies will try to rush your claim and get you to accept as little as possible; it’s important to have an experienced personal injury attorney who knows what your case is worth so they can take the time to get the compensation you deserve.
Download Our Free Ebook
If you’ve been in a car accident and have suffered damage to your car or other personal belongings, fill out this form to download our free ebook to learn how to deal with the insurance company in your property damage claim. If you’ve been injured, make sure to keep your claims separate and call Hensley Legal Group for legal assistance regarding your personal injury claim.
Please enter your name, email, and phone number into the form to download our free guide. If you need help or have questions, call our office today or contact us online for a free consultation.