Should I Get a Muncie Car Accident Lawyer for a Rear-End Car Accident? - Hensley Legal Group, PC

Should I Get a Muncie Car Accident Lawyer for a Rear-End Car Accident?

Car accidents are an unfortunate fact of life in Muncie, where 2,386 crashes occurred in 2021 alone, and the most common type of Muncie car accident by far is the rear-end collision.  If you have been rear-ended in the city, it is natural to wonder, “Should I get a Muncie car accident lawyer for a […]

Car Accident Lawyer

June 25, 2024

Car accidents are an unfortunate fact of life in Muncie, where 2,386 crashes occurred in 2021 alone, and the most common type of Muncie car accident by far is the rear-end collision.  If you have been rear-ended in the city, it is natural to wonder, “Should I get a Muncie car accident lawyer for a rear-end car accident?”  Join us as we examine how a knowledgeable attorney can help if you have been struck from behind in Muncie traffic.

Handling Your Own Case Could Put You at a Disadvantage 

While you are certainly entitled to handle your own Muncie car accident case, doing so could put you at a disadvantage during negotiations with the insurance companies for the individuals or entities responsible for your injuries.  Depending upon the circumstances, potential defendants for a rear-end car accident case could include: 

  • The rear-ending driver 
  • The owner of his or her vehicle (if separate from the driver) 
  • The company making use of that vehicle (if separate from the owner) 
  • The mechanic whose improper maintenance causes a breakdown-related crash 
  • The manufacturer, distributor, or retailer of a defective part contributing to that breakdown 
  • The government agency failing to repair a road hazard that leads to a rear-end collision 
  • Any contractor or subcontractor employed by that agency 

This may be your first serious car accident, but it will not be the first for a veteran insurance adjuster acting on behalf of one of the liable parties.  As such, the adjuster could exploit your relative inexperience to settle your claim for less or even deny it altogether, leaving you with little recourse at a time when you may already be under intense economic pressure.  The National Safety Council estimates that the average price tag of an “evident” automotive injury is around $40,000.00, a financial challenge that very few Muncie families could meet without assistance. 

How a Muncie Car Accident Attorney Can Make a Difference 

That assistance may come from a Muncie car accident lawyer with the skills to get you what you deserve.  Just like it won’t be the adjuster’s first car accident, it won’t be the first for your attorney either, who will be better equipped to meet an insurance company on a level playing field and fend off the standard negotiating tactics that frequently doom novice claimants.   

Moreover, your lawyer will know what your case is worth and will work tirelessly to get it, which is why personal injury plaintiffs with attorneys statistically receive 3.5 times more compensation than plaintiffs without attorneys, including compensation for:  

  • Past, present, and future medical bills 
  • Lost wages 
  • Diminished earning capacity 
  • Pain and suffering 
  • Mental and emotional trauma 
  • Mobility restrictions 
  • Reduced quality of living 
  • Loss of consortium 
  • Punitive and wrongful death damages (if applicable) 

And while an unfair denial could stop you in your tracks, it will not stop your lawyer, who will be familiar with the best arguments to counter most objections and the materials needed to bolster those arguments, such as: 

  • Police reports 
  • Citations and dispositions 
  • Eyewitness accounts 
  • Crash site photos 
  • Dash cam, streetlight, and surveillance footage 
  • Black box data 
  • Driving histories 
  • Vehicular servicing logs 
  • Accident reconstruction and forensic analysis 

When confronted with a car accident case that compellingly conveys both the depth of the insured’s negligence and the extent of your losses, a reasonable adjuster could be convinced to reverse a denial rather than risk a worse outcome at trial.  However, should a trial be necessary, a seasoned Muncie car accident attorney will become indispensable, since approximately 96 percent of plaintiffs lose when they represent themselves in court, whereas plaintiffs with professional representation win more often than not. 

How Much Does Retaining a Lawyer Cost? 

You may be reluctant to commit to more expenditures when you can least afford them, but most car accident attorneys work on a contingency basis.  This means that it should cost you nothing up front to retain a lawyer, and he or she may even cover some of the initial fees associated with your Muncie car accident case, such as ordering a police report or filing a lawsuit. 

Only after achieving a favorable resolution will your attorney be reimbursed for out-of-pocket expenses and paid for services rendered, usually as a percentage of your settlement or verdict.  It is a mutually beneficial arrangement that spares you additional worries so you can focus on restoring your health. 

Protecting the Rights of Honest Hoosiers 

Hensley Legal Group has been protecting the rights of honest Hoosiers just like you for more than 25 years.  If you have been hurt in the Muncie area through no fault of your own, our dedicated Muncie car accident lawyers will be here for you. 

You can schedule a free consultation with an accomplished Muncie car accident attorney by calling or texting us at (317) 472-3333, chatting with us online, or filling out our contact form today.