Indiana Car Insurance and Medical Payments Coverage

July 12, 2011

When you are injured in an accident due to another’s failure to adhere to the rules of the road, you are probably unsure how to proceed. Filing a claim with the assistance of an Indiana car accident attorney should be your first step after seeking medical treatment, but even through a claim, Indiana car insurance providers are in no hurry to reimburse you for medical expenses.

Instead, insurance companies will distribute one settlement amount after your claim has been closed. Or if you go to trial, you have to wait on the court process and jury award before you can address the mountain of medical costs you may have accrued.

Indiana Car Insurance: Medical Payments Coverage

Medical payments coverage provides a solution to this problem. Medical payments is an additional coverage option you can add to your existing policy that will cover medical expenses incurred after an accident as they appear. Medical payments coverage can be used for co-payments or deductibles, as well as services not covered by your plan, such as dental work or professional nursing care.

Medical payments coverage is relatively inexpensive – in fact, it’s usually one of the least expensive coverage options. Unlike traditional insurance, medical payments coverage does not have to be reimbursed.

A Helping Hand from an Indiana Car Accident Attorney

When you have complications with your Indiana car insurance claim, an Indiana car accident attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get the most with your personal injury claim, download a copy of our FREE book, Consumer’s Guide for Injured Victims, and then contact an Indiana car accident attorney at Hensley Legal Group for a no-cost consultation.