Car Crashes Can Be Very Serious – and the Right Evansville Car Accident Lawyer Can Help

Accidents are probably inevitable in a city as big as Evansville, where more than 118,000 residents live and work side by side each day. Significant injuries can be incurred under a wide variety of circumstances in Evansville, including construction accidents, slip-and-fall accidents, and especially car accidents. As a frequent source of bodily harm and financial […]

August 9, 2024

You Could Be at a Major Disadvantage If You Handle Your Own Case

There were 4,588 Evansville car accidents in 2022, many of them demanding prolonged treatment that the typical family would be unable to cover without assistance. Fortunately, assistance may be available for your Evansville car accident if you pursue a personal injury case, and your chances of success could improve dramatically if you retain skilled legal representation.

Why should you hire an Evansville car accident attorney? While you are certainly entitled to handle your own case, you could be at a major disadvantage if you do so, particularly when it comes to dealing with insurance companies. This may be your first car accident, but it won’t be the first for a veteran insurance adjuster, who could exploit your relative inexperience to settle your claim for less or simply deny it altogether.

For example, even if you have been injured before, you have likely never assessed an injury in purely economic terms before, unlike the adjuster, who attaches dollar amounts to car accident back and neck injuries or concussions on a routine basis. And if you have no idea what your injuries are worth, you will not know whether an offer for them is fair or too low.

Furthermore, your immediate injuries could only represent a fraction of your total damages from the car accident, whether they are short-term, long-term, monetary, or non-monetary. And if you accept a compensation package that only reflects your short-term, monetary costs, you could be left holding the bag when the true costs of your Evansville car accident become apparent.

How an Evansville Car Accident Lawyer Can Make a Difference

This is where an Evansville car accident lawyer can make a difference. Just as it won’t be the first car accident for your adjuster, it won’t be the first for your attorney either, who will be better equipped to meet the adjuster on a level playing field, fending off the tricks and tactics that insurers commonly deploy against novice plaintiffs.

A knowledgeable lawyer will begin by launching an exhaustive investigation into your car accident and everyone who may be responsible for it within the time allotted by law, moving swiftly to amass the materials to build your claim, such as:

Police reports

Citations and dispositions

Witness statements

Crash scene photos

Dash cam, traffic light, and surveillance footage

Black box data

Phone records

Driving histories

Vehicular maintenance logs

Accident reconstruction and forensic analysis

After assembling an airtight case against all of the defendants, your Evansville car accident attorney will enter into negotiations with their insurance carriers, striving to get you compensated for the entirety of your losses, including your:

Past, present, and future medical bills

Lost wages

Reduced earning capacity

Pain and suffering

Mental and emotional trauma

Diminished quality of life

Mobility restrictions

Loss of consortium

Punitive and wrongful death damages (if applicable)

When faced with compelling evidence of both the extent of your damages and the depth of the insured’s liability, a sensible adjuster can be convinced to tender a generous settlement rather than risk a worse verdict at trial. It is a key reason why personal injury plaintiffs with lawyers receive 3.5 times more on average than plaintiffs without them.

Though most car accident cases are resolved outside of the courtroom, sometimes a trial may be necessary when squaring off against an obstinate adjuster who refuses to act in good faith. If that happens, a seasoned litigator will become indispensable, since plaintiffs who represent themselves in court only win about four percent of their cases, whereas plaintiffs with attorneys are statistically favored to prevail. And if your attorney can fully convey all that you have lost because of your Evansville car crash to a receptive jury, you might even be awarded the funds you need to get your life back to normal.

Standing Up for the Hardworking People of Indiana

Hensley Legal Group has been standing up for the hardworking people of Indiana for more than 25 years. If you have been hurt through no fault of your own, our Evansville car accident lawyers will be here for you.

You can call or text us at (317) 472-3333, chat with us online, or fill out our contact form to schedule a free consultation with a dedicated Evansville car accident attorney now.