If you only sustained property damage in your car accident in Indiana and you weren’t injured, you can work with the insurance company directly. Additionally, you can’t file a personal injury claim unless you have sustained serious or permanent injuries.
Whether you are working through your insurance or the company of the driver who hit you, when you’re dealing with just property damage, you really shouldn’t have too many problems settling the issue. This is because it’s fairly easy to assign a dollar amount to property damage, so you’ll find insurance adjusters tend to be more reasonable.
If you want more information about how to handle property damage, be sure to download our free eBook, A Quick Guide to Property Damage.
On the other hand, when you’ve sustained severe injuries in addition to property damage after a car accident in Indiana, it is not a wise idea to work with the insurance company directly. To get the compensation you need for injuries both now and in the future, you’ll have to file a personal injury claim. For this undertaking you’ll want to hire an Indianapolis personal injury attorney who knows how to best handle insurance adjusters.
If you attempt to deal with an injury claim on your own, without the help of an Indianapolis personal injury attorney, insurance adjusters will most likely try to:
- Delay your claim
- Underestimate your claim
- Deny your claim entirely
After a car accident in Indiana, you may be left quite confused and frustrated at the lengthy claims process, especially when you have significant injuries in addition to property damage. To clarify any confusion you may have, consider talking with an Indianapolis personal injury attorney to assess whether your situation warrants an injury claim.
A Helping Hand from an Indianapolis Personal Injury Attorney
When you have complications with your personal injury claim, an Indianapolis personal injury attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your personal injury claim, download our free eBook, Consumer’s Guide for Injured Victims, then contact a personal injury attorney at Hensley Legal Group for a no-cost consultation.