Protect Yourself Against Drivers Who Lack Indiana Car Insurance

July 14, 2011

A car accident can be a physically, psychologically and financially devastating event. If another driver was at fault for your accident, you may believe his or her insurance provider will pay for damage and medical expenses, but if you’ve been hit by one of the 20% of drivers who do not have Indiana car insurance, your experience may be frustrating. Contact a Indiana car accident attorney to discuss your options.

Uninsured/Underinsured Motorist Coverage (UM/UIM)

The best way to protect yourself against uninsured drivers is by adding uninsured motorist coverage to your existing auto liability plan. This additional and usually optional provision covers the cost of medical expenses and general damages in the event the at-fault driver does not have Indiana car insurance, or if you are the victim of a hit-and-run.

Uninsured motorist coverage is usually paired with underinsured motorist coverage, but they are distinct provisions. Underinsured motorist coverage applies when you are in an accident with someone who has insurance, but whose policy limits are not sufficient to pay for all of your expenses.

An accident with an uninsured driver could be financially disastrous, and lawsuits can take more than a year to resolve. Reach out to an Indiana car accident attorney to learn more about your options for pursuing compensation after a serious accident.

A Helping Hand from an Indiana Car Accident Attorney

When you have complications with your Indiana car insurance claim, an Indiana car accident attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get do the most with your personal injury claim, download a copy of our FREE book, Consumer’s Guide for Injured Victims, and then contact an Indiana car accident attorney at Hensley Legal Group for a no-cost consultation.