Will My UM Insurance Cover Me If I'm Injured in Someone Else's Car During an Indianapolis Traffic Accident?

If you are a passenger with uninsured motorist insurance coverage and are involved in an Indiana car accident and sustained injuries, you will be covered. Though many states have laws mandating all drivers have insurance, which could cover you as the passenger, many are on the road today without any. This is why uninsured motorists’ coverage can help you. Meet with an Indiana car accident attorney to discuss UM insurance policies and find the one that is right for you.
What Is Uninsured Motorist Coverage and How Does It Apply to Me?
If you are involved in an Indianapolis car accident with an uninsured driver, you could run into issues if the driver is at fault for the accident. If he or she does not have insurance, acquiring compensation for the damages you suffered will become exceedingly complicated. By carrying a UM insurance policy preemptively, you are protected.
A major benefit of uninsured motorist coverage is that it even protects you if you are in an Indianapolis traffic accident as a passenger in another vehicle. Your UM coverage will follow you in any vehicle and any type of accident. Even if the driver of the car you are in as a passenger is at fault for the accident, you will still be covered.
The coverage in the policy can apply to several types of damages, such as bodily injury or property damage. Both will be covered up to the policy limits of your specific plan, which you can discuss with an Indianapolis car accident attorney.
Help from an Indiana Car Accident Attorney
When you have complications with your car accident claim, an Indiana car accident attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your car accident claim, download a copy of our free eBook, Consumer’s Guide for Injured Victims, and then contact an Indiana car accident attorney at Hensley Legal Group for a no-cost consultation.
I cannot recommend Hensley Legal Group enough. Following my car accident, I was overwhelmed by my injury and medical bills... From day one, their team handled everything, allowing me to focus on my recovery. They were communicative, compassionate, and always kept me in the loop... They secured a settlement that covered all my expenses and exceeded my expectations.
If I ever meet anyone that needs a personal injury attorney, I tell them to hire Hensley! I can’t express my gratitude enough for this firm. I don’t know what I would have done without Spencer and the things he did for me.
Highly recommend Hensley Legal Group! Working with the team at Hensley Legal Group, PC was an incredible experience. They fought hard to get me every dollar I deserved and helped me get my money back. What I appreciated most was their loyalty—they stayed with me through the entire process and never left my side until the very end. If you need a firm that truly cares and goes the distance, call them!
Hensley group was great throughout the entire process. They contacted and dealt with the insurance companies and the medical industry. They were sincerely caring about my health and needs
Highly recommend Hensley Legal Group! Working with the team at Hensley Legal Group, PC was an incredible experience. They fought hard to get me every dollar I deserved and helped me get my money back. What I appreciated most was their loyalty—they stayed with me through the entire process and never left my side until the very end. If you need a firm that truly cares and goes the distance, call them!
All I had to do was reach out to Hensley and get them my information. They handled the rest. And they handled it like a pro. Hensley was great. I would recommend them to anyone who needs a good personal injury firm.
All I had to do was reach out to Hensley and get them my information. They handled the rest. And they handled it like a pro. Hensley was great. I would recommend them to anyone who needs a good personal injury firm.
They not only work hard on your case but treat you with respect. They make sure you understand what is happening and what to expect. I have full confidence in their legal abilities, and I am thankful for all the help they have given me.
They not only work hard on your case but treat you with respect. They make sure you understand what is happening and what to expect. I have full confidence in their legal abilities, and I am thankful for all the help they have given me.
I have been absolutely thrilled with the work done by my Hensley lawyer. I applied for disability, and with their expert help, I was approved in record time. They are incredibly knowledgeable about the process and I am happy I decided to retain their services, rather than trying to go it alone. They are compassionate and quick to respond to inquiries. I cannot say enough good things about them!
Trying to navigate all the factors after my accident was very difficult. Hensley came in and streamlined everything for me. They made sure I understood every step of the process, and they were constantly checking on me. I knew I was in good hands. While I hope to never need an accident lawyer again, I would always choose Hensley
I was impressed at how easily the entire team was able to answer all of my questions and put me at ease with my case. I feel so blessed to have chosen Hensley. They walked me through the whole process and made things easy to understand. I highly recommend them. They are skillful, professional, and very knowledgeable. Choosing Hensley was the best decision of my life.
My experience was more than what I expected. I was guided through the process every step of the way, and anytime I had a question I received an answer in a timely manner. I strongly recommend hensley. Thank you for all the help.
I am extremely grateful for the professionalism, dedication, and support I received throughout my case. My attorney and the entire team were knowledgeable, responsive, and truly cared about achieving the best outcome possible. They kept me informed every step of the way and made a stressful situation much easier to navigate. I highly recommend this firm to anyone in need of legal assistance.
Hensley Legal Group helped me diligently after my accident on the highway. They followed through with my case very respectfully and responsibly... I highly recommend Hensley Legal Group to anyone who was injured in a car accident.
The help and expertise I received from HLG with my disability was beyond helpful! My emails were answered promptly, and they calmed all the anxiety I had with the disability process. They handled all the paperwork for me, and because of them, I got my approval very quickly. Highly recommend them for anyone applying for disability.
HLG are the best team to go to, whether it be trying to get disability or being in a car accident. They were there for me. No matter how many times I messaged them or had a question, they was there. Never having been in a car accident before, HLG is the team you need!
The Hensley Legal Group helped my husband get his disability after a short time. We would like to thank you and we appreciate your professionalism!
Hensley Legal Group handled my Disability claim. I was totally pleased with my experience with them. They were very professional and made the whole process very easy for me. Iw ill absolutely use Hensley Legal Group for any other legal issue I may have! I would give them 10 stars!!
This team was very diligent in swift response to my initial call and after referring me to one call to Social Security for some info to file, I give my strongest recommendation to any one who can use the services they provide!
We have used Hensley Legal Group for an auto injury case and for a social security disability case and were very pleased with the outcome. Chris Czernik and Katrina Hildebrandt and their teams were kind, compassionate, and helpful. We would highly recommend them to anyone in need of assistance.
My attorney is experienced and very knowledgeable about the nuances of labor law. It feels great to have such a skilled attorney on your side. I truly believe that they have The Strength to Make a Difference. I highly recommend using The Hensley Group.
The whole team was very professional and sincere. They really were concerned about closing my case before my injuries were healed and making sure to cover all bases regarding my accident.
The whole team was very professional and sincere. They really were concerned about closing my case before my injuries were healed and making sure to cover all bases regarding my accident.
I was in an accident involving three totaled vehicles and ultimately one fatality. I’d never been in a situation like this before and didn’t know where to even start. So glad I called Hensley! They were so easy to work with and I’m sure got far more for me than I would’ve been able to get myself. They were kind, professional, and got the job done!
Available 24/7
Free Case Review
You won’t pay any fees until we win your case.
It’s easy - you can: