What If I Was Injured in a Car Accident by an Uninsured Driver? | HLG

If you were injured in an accident in Indianapolis caused by an uninsured driver, you will probably have to depend on your own insurance company for your expenses. However, your insurance company might provide resistance and leave you in a financial bind.

If you are having trouble getting your insurance company to pay for your expenses, you should consult with an Indianapolis lawyer. Your lawyer will review your policy and help you seek all compensation to which you are entitled.

Uninsured Motorist Coverage After an Accident in Indianapolis

cars on the road at dusk

Although motorists in Indiana are required to carry sufficient car insurance, it is estimated that 20% of Indiana drivers lack adequate insurance or have no insurance.

If you purchased uninsured motorist coverage with your policy, you will be covered for a certain amount, depending on how much coverage you purchased, if you were injured by either an uninsured motorist or a hit and run driver. The minimum amount of coverage you can purchase is $25,000 per person and $50,000 per accident. Indiana auto insurance laws require you purchase uninsured motorist coverage or reject the coverage in writing.

Since claims regarding uninsured motorist coverage can be very complex, it’s important you consult with an Indianapolis lawyer rather than try to take matters into your own hands.

Some of the obstacles you may encounter when filing a claim for uninsured motorist coverage include:

  • Breach of contract
  • Insurance bad faith
  • Heavy legalese in insurance policies
  • Mediation and arbitration

Your Indianapolis car accident lawyer can negotiate with your insurance company and help you fight for the coverage you purchased. Uninsured motorist coverage is supposed to provide peace of mind, not excessive red tape after an accident in Indianapolis.

A Helping Hand from an Indianapolis Lawyer

When you have complications with your Indianapolis accident claim, an Indianapolis accident lawyer can help you alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your accident claim, download a copy of our complimentary eBook, Consumer’s Guide for Injured Victims, then contact an Indianapolis accident lawyer at Hensley Legal Group for a no-cost consultation – (317) 472-3333.

Freddie Kincaid

As an accident victim and single father in dire need of help and at the end of my rope, somehow a gentleman named Jonathan contacted me today about my accident, and within few minutes of our conversation he had calmed me down from a 10 to a 5 and took a load of stress, anger, fear, anxiety, depression and being lost off me 50% and helped me see light at end of a dark tunnel. Thank you Jonathan.

Linda Preston

If I ever meet anyone that needs a personal injury attorney, I tell them to hire Hensley! I can’t express my gratitude enough for this firm. I don’t know what I would have done without Spencer and the things he did for me.

Twila Bishop

I have to say that I am very pleased with how Hensley handled my case. They were really quick about getting on my case and getting me a settlement. They didn't delay at all. My car accident lawyer, Phil, was amazing. He got me everything I deserved. I've already recommended Hensley to a friend who needed a good car accident attorney. I recommend that you call them, ESPECIALLY if the insurance is giving you a hard time like they tried to do to me.

Cory Clear

I have to say that I am very pleased with how Hensley handled my case. They were really quick about getting on my case and getting me a settlement. They didn't delay at all. My car accident lawyer, Phil, was amazing. He got me everything I deserved. I've already recommended Hensley to a friend who needed a good car accident attorney. I recommend that you call them, ESPECIALLY if the insurance is giving you a hard time like they tried to do to me.

Radhika Vijayakumar

All I had to do was reach out to Hensley and get them my information. They handled the rest. And they handled it like a pro. Hensley was great. I would recommend them to anyone who needs a good personal injury firm.

Elaine Pippens

All I had to do was reach out to Hensley and get them my information. They handled the rest. And they handled it like a pro. Hensley was great. I would recommend them to anyone who needs a good personal injury firm.

Rhonda Houser

They not only work hard on your case but treat you with respect. They make sure you understand what is happening and what to expect. I have full confidence in their legal abilities, and I am thankful for all the help they have given me.

Patricia Allen

Hensley Legal Group did a great job. My case took awhile to resolve but they were very nice and even sent me a birthday and Christmas card.

Sarah Stamper

Excellent people. Kind and informative throughout the process. I would recommend this firm highly. Thank you all for your commitment to my case. I feel like my family can now face the future with hope.

Doris Smith

I was so happy with the service Hensley Legal Group provided for me. They were so professional, and cared about me, reassuring me when I wasn't always in a good place. They let me know that everything was going to be alright! If I had any questions or needed anything, they were there for me, and gave me quality service.

JD Anderson

I was in a major car accident early this summer. Thanks to Forrest and the group at Hensley Legal I will never go anywhere else. Neither should you.

Jackie Badgett

I was in a bad accident, Hensley had a paralegal in my house the day after I called them. He told me what to expect and he was right on the money. They made this stressful situation so much easier. I highly recommend team Hensley. Fair and honest folks.

Earle Cooke White III

When I was in a serious truck accident and needed a great attorney to handle the matter, Rudy from Hensley Legal Group gave me that assistance.

Andrea Uhl

I used Hensley Legal Group when I was in a serious car accident back in May of 2021 and the representative that helped me through everything was Natalie, and she was fantastic. Thank you again for everything you did for me and my family!

Carrie Kuenz

I had gotten to a point with the auto insurance that I didn't have any more energy to put into negotiating, but I knew they were trying to just get me to settle, so the Hensley group was great and took that off my plate!

Addison Smith

Rudy from Hensley Legal Group was able to get them to increase their offer to not only cover my medical debt, but also a little extra to help make things easier for me.

Liana Lucinda Quiroz

The staff at Hensley Legal Group are very welcoming and were able to answer all of my questions. Anyone needing assistance with personal injury or Social Security disability, I would suggest that you reach out to Hensley Legal Group.

Sherry Stettler

The Hensley Legal Group helped my husband get his disability after a short time. We would like to thank you and we appreciate your professionalism!

Stephanie Cornelius

Hensley Legal Group handled my Disability claim. I was totally pleased with my experience with them. They were very professional and made the whole process very easy for me. Iw ill absolutely use Hensley Legal Group for any other legal issue I may have! I would give them 10 stars!!

Brad Eastes

This team was very diligent in swift response to my initial call and after referring me to one call to Social Security for some info to file, I give my strongest recommendation to any one who can use the services they provide!

Robin Verlinden

We have used Hensley Legal Group for an auto injury case and for a social security disability case and were very pleased with the outcome. Chris Czernik and Katrina Hildebrandt and their teams were kind, compassionate, and helpful. We would highly recommend them to anyone in need of assistance.

Williams Widina

My attorney is experienced and very knowledgeable about the nuances of labor law. It feels great to have such a skilled attorney on your side. I truly believe that they have The Strength to Make a Difference. I highly recommend using The Hensley Group.

Jason Kimmerling

The whole team was very professional and sincere. They really were concerned about closing my case before my injuries were healed and making sure to cover all bases regarding my accident.

Dion Hazelbaker

The whole team was very professional and sincere. They really were concerned about closing my case before my injuries were healed and making sure to cover all bases regarding my accident.

Leslie Newland

I was in an accident involving three totaled vehicles and ultimately one fatality. I’d never been in a situation like this before and didn’t know where to even start. So glad I called Hensley! They were so easy to work with and I’m sure got far more for me than I would’ve been able to get myself. They were kind, professional, and got the job done!

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