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What Happens If I Was Injured in an Accident in Indianapolis Caused by an Uninsured Driver?

If you were injured in an accident in Indianapolis caused by an uninsured driver, you will probably have to depend on your own insurance company for your expenses. However, your insurance company might provide resistance and leave you in a financial bind.

If you are having trouble getting your insurance company to pay for your expenses, you should consult with an Indianapolis lawyer. Your lawyer will review your policy and help you seek all compensation to which you are entitled.

Uninsured Motorist Coverage After an Accident in Indianapolis

cars on the road at dusk

Although motorists in Indiana are required to carry sufficient car insurance, it is estimated that 20% of Indiana drivers lack adequate insurance or have no insurance.

If you purchased uninsured motorist coverage with your policy, you will be covered for a certain amount, depending on how much coverage you purchased, if you were injured by either an uninsured motorist or a hit and run driver. The minimum amount of coverage you can purchase is $25,000 per person and $50,000 per accident. Indiana auto insurance laws require you purchase uninsured motorist coverage or reject the coverage in writing.

Since claims regarding uninsured motorist coverage can be very complex, it’s important you consult with an Indianapolis lawyer rather than try to take matters into your own hands.

Some of the obstacles you may encounter when filing a claim for uninsured motorist coverage include:

  • Breach of contract
  • Insurance bad faith
  • Heavy legalese in insurance policies
  • Mediation and arbitration

Your Indianapolis car accident lawyer can negotiate with your insurance company and help you fight for the coverage you purchased. Uninsured motorist coverage is supposed to provide peace of mind, not excessive red tape after an accident in Indianapolis.

A Helping Hand from an Indianapolis Lawyer

When you have complications with your Indianapolis accident claim, an Indianapolis accident lawyer can help you alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your accident claim, download a copy of our complimentary eBook, Consumer’s Guide for Injured Victims, then contact an Indianapolis accident lawyer at Hensley Legal Group for a no-cost consultation – (317) 472-3333.