In January, Uber, the growing replacement of the classic taxi, brought its ridesharing service to Evansville. Uber is a growing company that offers transportation to people with just a few taps on their smartphones. People can download the Uber app and ask for a ride whenever to wherever they want. Unlike a taxi service, Uber drivers typically do this part-time and in their own personal cars.
This is an exciting new advancement for the town of Evansville, but with new opportunities come new questions of liability. Who is liable if you are injured in a wreck while riding in an Uber? Before you get into an Uber, it is important that you understand that there is a possibility that you will get in a wreck, and there are a few things that you need to know about if this occurs:
Uber May Be Responsible
Uber drivers, like any Hoosier driver, are required to acquire insurance for their vehicle. On top of this, Uber provides liability insurance to all of their drivers. The service must do this because insurance companies often deny claims in which accidents occur in a ridesharing service. This means that, in order to get compensation for any injury that occurs when riding in an Uber, you would seek it from Uber’s liability insurance. Seeking compensation from a Uber driver’s personal insurance would likely be a waste of time.
It Does Not Work Like a Taxi
If you are familiar with the procedure of taxis in these situations, it is important to note that procedure will be much different in the case of an Uber. Taxis rarely carry more than the required minimum amount of insurance. Uber drivers, in contrast, tend to have liability coverage for up to a million dollars in claims.
Uber May Refuse to Compensate You
Despite the high insurance coverage, there are times where Uber may still refuse to cover your injuries that resulted from an accident. A common argument in these cases is when they deny that a driver was logged into the company app at the time of the accident.
There are many other instances when Uber has fought back against insurance claims. They have tried to insist that the employees are independent contractors, so the liability shouldn’t fall on the company.
An Evansville car accident attorney can help you take on this large company and make sure you get the compensation you deserve.
Seeking Compensation with the Help of an Evansville Injury Attorney
Regardless of fault, by Uber’s standards, if you are injured in an Uber accident, you should be covered by Uber’s liability insurance. Uber’s liability insurance can cover claims with values of up to a million dollars. If the claim is more than a million dollars, Uber will likely fight it. However, an experienced Evansville attorney can fight back and work to get you the compensation you deserve.
If you were injured in a car accident while riding in an Uber, you could be entitled to more compensation than the company is willing to offer. Call Hensley legal Group today for a free conversation or contact us online.