Avoid Talking to the Insurance Company – Call an Indianapolis Car Accident Lawyer Instead

November 17, 2022

Many people from all over the country come to enjoy the Circle City. They can catch a baseball game at Victory Field in the summer, visit the Indianapolis Zoo, and so much more. Indianapolis has so much to offer and it’s part of what makes our state so great. 

But all the attractions in Indianapolis means there will be more people and traffic. No one thinks they will suffer an injury in a car accident – but, It Happens. When a car accident happens, many people aren’t quite sure what their next steps should look like. 

Do you know where to find a qualified Indianapolis car accident lawyer? 

The good news is that when you’re ready to talk about your accident, there is a team of attorneys in Indianapolis that are ready to listen. Contact the professionals at Hensley Legal Group by calling us at 317-472-3333, chatting with us online, or using the online contact form 24 hours a day, 7 days a week.. 

We are here and ready to serve you however we possibly can, so don’t hesitate to reach out. We can get your case going in under an hour.

You just got into a car accident in Indianapolis – should you talk to the insurance company? 

One very important thing to know about Indiana is that it is an at-fault state. In other words, the state mandates that the party who is responsible for the accident pays the damages. If you didn’t cause the accident, you shouldn’t have to pay. However, insurance companies know this. They will avoid doing everything in their power to avoid paying a claim, so you need to know how to deal with them. 

One of the worst things you can do after an accident is apologizing for the accident, especially if the collision wasn’t your fault to begin with. You may think you’re just being polite and caring, but insurance companies will often take an apology as an admission of guilt. If you didn’t cause the accident, do not apologize. 

You should also avoid speaking to the insurance company on your own. Keep in mind that the insurance companies are acting in their own best interests. It’s nothing personal – the insurance company just doesn’t want to pay out the claim. The insurance adjuster may try to misconstrue your words or try to get you to admit guilt so they don’t have to pay. This is why consulting with an experienced Indianapolis car accident lawyer is advisable. They will speak to the insurance company on your behalf and eliminate all the confusion. 

If you do end up dealing with the insurance adjuster on your own, always be truthful and do not exaggerate your injuries. If they find out you are lying in any capacity, they will certainly try to get out of paying the claim. Getting caught in a lie is one of the worst things that can happen in a personal injury case, so let your personal injury attorney do the talking for you. 

What can I expect when I hire a car accident attorney?

In 2021 alone, there were 200,909 total crashes in the state. This is more than a fourteen percent increase from 2020. Car accidents are on the rise in the Hoosier state and it’s important to be prepared in case it happens to you.

Your Indianapolis car accident lawyer will try to settle your case before it ever goes to court. Most parties, including insurance companies, are eager to settle the matter as quickly and as painlessly as possible. 

Your personal injury attorney will gather documentation to prove that you deserve compensation for your needs. This will include police reports documenting the accident, medical records for any injuries you sustained in the accident, eyewitness testimonies, and more. Ultimately, each personal injury case is unique. It’s important to consult with an experienced personal injury attorney so you know exactly what to expect from your own case. 

The compensation awarded to you will also depend on the type of injuries you sustained in the accident. For example, a fender bender that caused whiplash will likely not award as much compensation as an accident where someone lost a limb. 

The severity of the crash and the severity of injuries and damages caused will play a very important role in determining compensation. Gathering as much documentation as possible will help you maximize your claim. 

Our attorneys are committed to fighting for your best interests

The car accident attorneys at Hensley Legal Group operate on a contingency basis. In other words, we only get paid when we win your case. You can rest easy knowing that we’re going above and beyond to do everything we can to help you. 

Please don’t hesitate to reach out if you need to talk about your Indianapolis car accident. Call us at 317-472-3333, chat with us online, or use our handy contact form. 

We’re here to help you get the best outcome possible for your case.