When Uber & Lyft ridesharing accidents occur in Lafayette, IN, victims may be unsure how to secure financial compensation for their losses.
Since these types of accidents typically involve multiple parties, including the ridesharing company and its insurers, determining liability can be complicated. However, the personal injury attorneys at Hensley Legal Group have experience in handling ridesharing accident cases and know what is needed to secure compensation for our clients.
If you or someone you love has been injured in a Lafayette ridesharing accident, don’t hesitate to contact Hensley Legal Group today. Our law firm has been advocating for the legal rights of car accident victims for over 20 years.
Your initial consultation with us is free with no obligation. Contact us today to schedule an at-home or virtual visit.
Benefits of Working With a Lafayette, IN Rideshare Accident Attorney
The expenses from a car accident injury can end up costing you more than you would have ever imagined. Pursuing compensation for your losses is essential to getting your life back on track.
A rideshare accident attorney can work to help you file a claim or lawsuit against all liable parties while you focus on what’s most important – your recovery.
Some of the benefits of hiring an Indiana rideshare accident attorney include the following.
Negotiating with insurance companies
Be cautious when relating your account of the rideshare accident to the insurance company. They may even record your phone conversations, isolate an innocent comment you made, and use it as leverage against you.
In general, insurance adjusters are not truly working for your best financial interests and will try to minimize the amount they have to payout. They may even deny your claim without a legitimate reason.
Our rideshare accident attorneys are familiar with the tactics that insurance companies use and know how to stand up to them. When you have our experienced legal team on your side, you can have peace of mind knowing you’re receiving the compensation you deserve.
It can be difficult to know who is legally responsible in car accidents involving ridesharing companies such as Uber or Lyft. A rideshare accident attorney, though, can investigate the cause of the crash and determine fault.
Negligent parties in ridesharing accidents may include:
- The Lyft or Uber driver
- The driver of another motor vehicle
- A pedestrian
- A transit company
- A government agency
- A vehicle or auto parts manufacturing company
In some situations, more than one person may be at fault for the Uber or Lyft accident. When Hensley Legal Group takes on your case, our legal team will work diligently to identify all liable parties and demand compensation from anyone responsible for your injuries.
Countering attempts to blame you
If you were involved in a Lyft or Uber accident, the other individuals involved may try to place the blame on you. This can be a very stressful experience, especially when you’re already recovering from accident-related injuries and coping with mounting medical expenses.
Since determining fault can be such a complicated issue in car accidents involving rideshare companies, it’s important to have legal counsel on your side. Our attorneys will fight to minimize your role in the Uber or Lyft accident to maximize your financial recovery.
Estimating the value of your claim
After being injured in an accident involving a ridesharing service, you may be tempted to accept the first settlement amount that the insurance company offers you. Be careful.
The value of your accident claim is not something that you want to leave up to the other party’s insurance company. They may try to pay you much less than your claim is actually worth.
Our law firm works with medical professionals, accident reconstructionists, and other experts to help us understand the full extent of your losses. Our Lafayette, Indiana, personal injury lawyers can then accurately calculate the value of your claim once we comprehend the severity of your injuries and how they have impacted your life.
Understanding Uber and Lyft Insurance Policies
Uber and Lyft drivers are covered under the respective rideshare company’s insurer, but there are several restrictions and gaps in coverage. Your damages may be determined by how the rideshare driver was using the Uber or Lyft app at the moment of the accident.
Uber and Lyft have similar insurance plans. The following is a breakdown of coverage provided under Uber’s insurance policy.
The rideshare driver was logged into the app but hadn’t accepted a rideshare request
If the Uber driver was logged into the Uber app and waiting for a rideshare request, then the victim is potentially eligible to receive compensation.
Uber’s contingent liability insurance policy covers:
- Bodily injury up to $50,000 per person
- Bodily injury up to $100,000 per accident
- Property damage up to $25,000 per accident
Keep in mind that just because Lyft and Uber have insurance coverage to cover rideshare accidents, it doesn’t mean the rideshare service will readily pay out your claim in full.
The driver wasn’t logged into the rideshare app
If the Lyft or Uber driver wasn’t logged into the app when the accident happened, then the rideshare company won’t cover any damages. In this situation, you will need to pursue compensation from the driver’s personal insurance policy.
The driver had accepted a ride request and had a passenger in the vehicle
The moment an Uber or Lyft driver accepts a ride request, then the rideshare company’s $1 million insurance coverage policy goes into effect, covering injuries, property damage, and death.
Coverage works like this:
- Starting the moment the rideshare driver accepts a ride request
- Continuing while the passenger is en route to his or her destination, and;
- Ending once the passenger has exited the vehicle
Depending on which rideshare company you were using at the time, you may be required to first file a claim with the Lyft or Uber driver’s personal insurance company.
Since rideshare drivers are considered to be independent contractors, Uber and Lyft often claim that they aren’t responsible for ridesharing accidents and thereby deny coverage.
If you were injured in a car accident while using a ridesharing service, contact our law firm today. A Lafayette personal injury attorney can put you in the best position to get the compensation you deserve.
Help for Uber and Lyft Drivers Involved in Lafayette, IN Ridesharing Accidents
Whether it’s your full-time job or side hustle, there are several perks of working for one of the popular rideshare services like Lyft or Uber, such as a flexible work schedule. However, the job also comes with certain risks.
The following are some common risks Uber and Lyft drivers in Lafayette, Indiana, may have to contend with:
- Poor night-time visibility
- Distracted drivers
- Drunk drivers
- Reckless driving
- Drowsy drivers
- Inclement weather conditions
If you were injured in a car accident while on the job, the ridesharing service company you work for may try to avoid the payout of your claim.
But that doesn’t have to be the end of that. The ridesharing attorneys at our law firm can help you pursue financial compensation after your Lyft or Uber accident.
Damages Available for Victims of Lafayette Ridesharing Accidents
After a car accident occurs, victims may be left with serious life-altering injuries. During your initial consultation with us, the skilled Lyft and Uber accident attorneys at Hensley Legal Group will patiently listen as you describe the details of the accident and how your life was impacted by it.
When we take on your case, we will work diligently to investigate your case, identify who is liable, and determine what your case is worth.
You could recover damages for:
- Medical bills
- Lost wages
- Loss of future earning potential
- Pain and suffering
- Loss of enjoyment
- Emotional trauma
- Wrongful death
When a ridesharing accident occurs, take action! Don’t delay in pursuing the justice and financial compensation you’re entitled to, or else you could risk losing the entire amount.
Contact a Lafayette, Indiana Lyft or Uber Accident Attorney Today
Has a ridesharing accident left you injured and unable to work? If so, get your case off to a strong start by talking to an attorney with Hensley Legal Group today.
Our attorneys have handled many Uber and Lyft accident claims. We know the tactics ridesharing companies and their insurers use and know what is needed to win these types of complex cases.
We understand that, due to your injuries or other circumstances, you may be unable to visit us at our legal offices. That’s why our law firm offers free at-home or virtual case consultations.
A member of our team can meet you at a time and location convenient to you.
In addition, we take on car accident cases on a contingency fee basis. This means you don’t owe us anything unless you’re awarded a case settlement.
If you or someone you love has been injured in a ridesharing accident in Lafayette or the surrounding area, Hensley Legal Group is here to help.
Whether you were the driver, passenger, pedestrian, or another motorist involved in the car accident, our attorneys know how to build a solid case on your behalf. Call or text us at 317-563-7150, fill out the online form, or start a live chat to schedule your free case evaluation.