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Will My UM Insurance Cover Me If I’m Injured in Someone Else’s Car During an Indianapolis Traffic Accident?


If you are a passenger with uninsured motorist insurance coverage and are involved in an Indiana car accident and sustained injuries, you will be covered. Though many states have laws mandating all drivers have insurance, which could cover you as the passenger, many are on the road today without any. This is why uninsured motorists’ coverage can help you. Meet with an Indiana car accident attorney to discuss UM insurance policies and find the one that is right for you.

What Is Uninsured Motorist Coverage and How Does It Apply to Me?

If you are involved in an Indianapolis car accident with an uninsured driver, you could run into issues if the driver is at fault for the accident. If he or she does not have insurance, acquiring compensation for the damages you suffered will become exceedingly complicated. By carrying a UM insurance policy preemptively, you are protected.

A major benefit of uninsured motorist coverage is that it even protects you if you are in an Indianapolis traffic accident as a passenger in another vehicle. Your UM coverage will follow you in any vehicle and any type of accident. Even if the driver of the car you are in as a passenger is at fault for the accident, you will still be covered.

The coverage in the policy can apply to several types of damages, such as bodily injury or property damage. Both will be covered up to the policy limits of your specific plan, which you can discuss with an Indianapolis car accident attorney.

Help from an Indiana Car Accident Attorney

When you have complications with your car accident claim, an Indiana car accident attorney can help you to alleviate some of the stress and anxiety associated with filing a claim. In order to get back on track with your car accident claim, download a copy of our free eBook, Consumer’s Guide for Injured Victimsand then contact an Indiana car accident attorney at Hensley Legal Group for a no-cost consultation.