Home / Frequently Asked Questions (F.A.Q.) / Your Auto Insurance Coverage Your Car Insurance Coverage: Frequently Asked Questions How will my insurance company handle my totaled vehicle? What is “medical payments coverage” on car insurance in the event of an Indianapolis accident? What is the difference between underinsured and uninsured coverage in the event of an accident in Indiana? What happens if I was injured in an accident in Indianapolis caused by an uninsured driver? I got into a car accident, and I don’t have insurance. Can I still file a claim? What do I need to know about the tactics insurance adjusters use so I can try to handle my Indiana injury claim on my own? When should I call my insurance company after I was in a car accident? How do I know if the insurance company’s settlement is fair? What should I expect from the insurance company if my vehicle is totaled? Will my car insurance rates go up after an accident? Can I cancel my car accident claim? Can I be denied car insurance? What auto insurance should I get for a business vehicle? What types of Indiana car insurance should I carry in the event of an accident in Indiana? Will my UM insurance cover me if I’m injured in someone else’s car during an Indianapolis traffic accident? How do I get the insurance company to pay for my injuries? The insurance company said I don’t need an attorney. Is that true? The insurance company is offering a good settlement. Shouldn’t I just accept it?