A car accident can result in a wide range of injury types, each with its own degree of severity and impact on your life. Even injuries considered minor such as a broken arm can cause you to become disabled for a period of time. Following the car accident, disability can impair you from working, attending school, and enjoying your life. These are damages you can seek in a claim against the negligent party.
When you file a claim for damages, you need to take into account any disabilities from which you now suffer and their value. There are three main types of disability you may experience, each with its own potential value in regard to what you should seek in a fair injury settlement. The following are three types of disability and their potential value in your settlement.
Temporary Disability: The Most Common Disability from a Car Accident
This is where you suffer a minor injury expected to impair you for a short time and heal completely. Examples of injuries that may result in temporary disability include:
- Minor whiplash
- Broken bones
- Strained muscles
These injuries may impair you from performing your job or the treatment may require time off from work, so you should seek lost wages for the healing period.
Partial disability: Injury that Results in Long-Term Disability
Partial disability hinders your work and personal life but does not completely prevent you from your regular activities. An example of a partial disability is if you suffered a torn rotator cuff and can no longer lift objects over 50 pounds. If you were employed as a stockroom staff member you may need to change roles to forklift operator to avoid having to manually lift heavy objects, for example.
If a partial disability results in any loss of income, whether temporarily while you recover from the injury or long-term such as a permanent drop in pay because of a change in job duties, your settlement should reflect these damages.
Permanent Disability: Severe & Lifelong
Injuries such as traumatic brain injury (TBI), amputations, and spinal cord injuries are common causes of permanent disability and can result in a complete inability to work. In these cases, settlements should reflect life-long needs, both for loss of income and necessary ongoing medical care.
Let Our Legal Team Help You Determine a Fair Settlement
Negotiating a fair settlement after a car accident is no easy task. The insurance companies rarely account for the full extent of how even a minor injury with temporary disability can impact a family financially, especially if a head of household is unable to work during recovery.
Hensley Legal Group, PC is dedicated to ensuring our clients are fully compensated for any degree of disability they experience. Medical bills, lost wages, pain and suffering: they all factor into your settlement, and we make sure you get the compensation to which you are entitled. Call us at (317) 472-3333 or contact us online to set up a FREE consultation to discuss your case.