If you were recently in a car accident and need an auto repair, there are several steps you’ll need to take to ensure you’re properly compensated and that the car repair gets taken care of as quickly as possible.
Getting an Estimate of Your Damages
The first step will be to call your insurance company to report the accident. Your insurance company likely will send an adjuster to give you an estimate of the damages.
In some instances, you’ll need to have an auto body shop give you an estimate on the auto repair. Even if your insurance company does send out an adjuster, it’s prudent to get an estimate or two from your own mechanics just to make sure the estimate is accurate.
If the mechanic thinks the adjuster’s estimate is too low, it’s not uncommon for him or her to call the adjuster and discuss the matter directly. Many times, they can reach terms among themselves.
Obtaining the Funds for Repair
When the adjuster visits you, he or she might cut you a check on the spot for the damages, minus your deductible. And as tempting as it is to be handed a check, you’ll want to ensure it’s an adequate figure before accepting it.
It’s important to note that if there were physical injuries in the accident or if you think your settlement check is too low, you’ll want to run your case by a local car accident attorneybefore you sign any paperwork or accept the settlement check.
You might inadvertently waive your rights to further compensation that you are legally entitled to, such as for:
- Tow bills
- Tire repairs
- Medical bills
- Transportation expenses
- Lost wages
So if you’re in doubt about what you might be entitled to, see a lawyer.
Taking Your Car to the Shop
After the estimate is complete, you can schedule your vehicle repair at a local repair shop. You can ask your insurance company for recommendations or you can use a repair shop of your choice. Your own trusted mechanic might be the way to go.
If possible, try to schedule your auto repair on a Monday or Tuesday to avoid weekend delays. You’ll want to check your insurance policy to see if obtaining a rental car while your car is being repaired is part of your policy.
If your car accident was the result of another party’s negligence, your damages and expenses should be compensated through a claim against the responsible party. You can ask your attorney about exactly what damages you can pursue and how much restitution you’re eligible for.
After the Car Repair
When the auto repair is completed, make sure you inspect the car carefully; it’s supposed to be in the same condition as it was prior to the accident.
If you run into any problems or if the mechanic finds additional damages that weren’t originally accounted for on the initial estimate, you’ll want to call your insurance company to inform them and determine your next step to correct the situation.
Call Hensley Legal Group for Help
If you need legal counsel after a crash that results in the need for auto repair in Indiana, contact Hensley Legal Group. Our accident attorneys can provide you with a no-cost, no-obligation consultation.