10 Dos and Don’ts of Your Indiana Injury Claim

When you have been injured in an Indiana car accident, you need to call your insurance company and file an Indiana injury claim. To pursue full compensation on your injuries and damages, call an Indiana injury attorney and follow these 10 do’s and don’ts.  If you make any missteps while you prepare your claim, you may be shorted compensation for your Indiana injury claim by your insurance company.

5 Dos When Filing an Indiana Injury Claim

• DO take notes. After you have been involved in an Indiana car accident, it is critical to take notes and pictures of your injuries, damages, and the scene of the accident to help you with your Indiana injury claim. Taking notes when talking to your insurance company is important as well, to document what your insurance company will or will not promise you.
• DO review your insurance company’s policies. Before you call your insurance company, after you have been involved in an Indiana accident, read over the company policies. Preparing yourself and understanding your insurance company’s policies will make the process quicker and less confusing when you file an Indiana injury claim.
• DO keep receipts. When filing your Indiana injury claim, always keep any receipts from your accident. Receipts entail medical bills, rental cars, medical travel expenses, etc.
• DO answer questions truthfully. When you speak with your insurance company, answer their questions truthfully but don’t give any extra information that could be used against your Indiana injury claim.
• DO talk with your Indiana injury attorney. Your Indiana injury attorney is knowledgeable and has experience dealing with Indiana injury claims for you to receive the most compensation for your injuries and damages. Your Indiana injury attorney understands the extent of your injuries and the support you need in order to maintain a healthy life.  

5 Don’ts When Filing an Indiana Injury Claim

• DON’T agree to any settlement. Your insurance company will give you an estimate for filing an Indiana injury claim but you should not agree to a final amount until you have spoken with your Indiana injury lawyer. Insurance companies hate giving away their money and they will try saving as much as they can by giving you the minimum amount for your injuries.
• DON’T sign any checks. After filing an Indiana injury claim, your insurance company may send you checks in the mail. Do not sign the checks and cash them in, especially if they say “final check”. Once you have cashed these checks in, you will not be able to receive any more compensation for your injuries and damages.
• DON’T consent to release waivers. Your insurance company may ask you for your medical records to make a final settlement but in reality your insurance company is looking for other medical information to use against you, such as a pre-existing condition.
• DON’T wait. In Indiana there are statutes of limitations you must follow. After you have been involved in an Indiana car accident, you have a time limit for filing an Indiana injury claim and you may have a time limit to receive compensation for your insurance company.
• DON’T be a pushover. Insurance companies will manipulate you into trusting them. They use this tactic to get more information out of you so they can use it against your Indiana injury claim.

When talking to your insurance company after you have been involved in an Indiana car accident, have a mindset that less is more. Contacting an Indiana injury lawyer is always the best idea when you’re filing an Indiana injury claim. Your Indiana injury lawyer will explain to you legal aspects of filing an Indiana injury claim and what you could be compensated for. Your Indiana injury lawyer will help you pursue the compensation you need for your injuries and damages and any persisting complication due to your Indiana car accident.