Hensley Legal Group is here to help if you’ve been injured in a car accident. But often, the first question we hear from clients is:
“Can you help me with my car?”
That’s why we wrote a free eBook all about property damage: A Quick Guide to Property Damage: Getting You Back on the Road after an Accident. Fill out the form below to download your free PDF with all of the information you need to settle your property damage claim.
But first, here’s a quick refresher on the difference between property damage and personal injury:
Property Damage vs. Personal Injury
Property damage refers to the damage to your car and any possessions within your car, including things like groceries, sunglasses, and even iPhones.
Personal injury refers to the physical and/or mental injury you have as a result of the accident.
For property damage, you can typically handle your claim on your own directly with your insurance company. Your car has a specific value right before the accident that is difficult to negotiate any higher, so you don’t usually need an attorney to help with your property damage claim.
With property damage, timeliness is often important. It’s hard to get back to your life before the accident without a car. Something as normal as grocery shopping can become a nightmare without a working vehicle. Since property damage claims don’t typically involve much (if any) negotiation, it’s easier to speed the process along and settle your claim in just a couple weeks.
If you’ve been injured in a car accident, it’s important to talk to an attorney to make sure you get the compensation you deserve. Car accident injuries can be so varied from person to person that, unlike your car, your injuries don’t immediately have an agreed-upon value, and the insurance company may try to settle for less than what your injuries warrant. They may try to get out of paying things like your lost wages, future medical expenses associated with the injury, or the physical or cognitive therapy you need in order to recover fully.
Personal injury claims take much longer than property damage claims, sometimes lasting months or even years. If you do decide to settle your property damage claim, make sure you do NOT settle your personal injury claim at the same time as your property damage claim. They should be settled separately.
Download Our Free eBook
If you’ve been in a car accident and have suffered damage to your car or other personal property, fill out this form to download our free eBook to learn how to deal with the insurance company in your property damage claim. If you’ve been injured, make sure to keep your claims separate and call Hensley Legal Group for a free consultation regarding your personal injury claim.