If you were in a car accident with an underinsured motorist whose insurance coverage isn’t enough to cover your damages, you’ll have to file an additional claim with your own insurance company using your underinsured motorist coverage (UIM). (That is, if you carry that type of coverage; it’s not mandatory in Indiana, so you’ll need to check your policy.)
The Claims Process after an Accident with an Underinsured Driver
The claims process after an accident with a driver with too little insurance can get complicated. Dealing with two insurance companies and the variances in policies can be quite frustrating.
After the accident, here’s the recommended way to handle matters: [Read more…]